Bharat was Chief Financial Officer, Products & Customer Service at Bajaj Allianz Life Insurance, and Chief Strategy Officer and Head of M&A, Analytics, BIU, Marketing & Corporate Communications at Tata AIA Life Insurance. Bharat Kalsi joined Nuvama Group in 2024.
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In 2001, Bharat Kalsi completed a Master of Business Administration in Finance at IMT, Ghaziabad.
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