Bharathwaj was Chief Risk Officer at IndusInd Nippon Life Insurance, and Senior Operational Risk Officer, Functions at Standard Chartered Bank. Bharathwaj Ramarathnam joined Standard Chartered in 2025.
Bharathwaj Ramarathnam is currently
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Bharathwaj Ramarathnam has a Bachelor of Commerce in Accountancy, Commerece and Economics from University of Madras in 1997 and a Post Graduate Diploma in International Business from Pondicherry University in 2001.
They have also studied at University of Madras :
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They have also studied at Pondicherry University :
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