Bharathwaj Ramarathnam – Biography

Last update: March 27, 2026

Executive profile

Bharathwaj was Chief Risk Officer at IndusInd Nippon Life Insurance, and Senior Operational Risk Officer, Functions at Standard Chartered Bank. Bharathwaj Ramarathnam joined Standard Chartered in 2025.

Bharathwaj Ramarathnam is currently

Country Head of Business Risk Management, Wealth and Retail Banking at Standard Chartered India - View - Standard Chartered India org chart



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Education

Bharathwaj Ramarathnam has a Bachelor of Commerce in Accountancy, Commerece and Economics from University of Madras in 1997 and a Post Graduate Diploma in International Business from Pondicherry University in 2001.

They have also studied at University of Madras :

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They have also studied at Pondicherry University :

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The colleagues of Bharathwaj Ramarathnam

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  • In the Banking industry, Bharathwaj Ramarathnam has 103,077 colleagues in 5,522 companies located in 187 countries. 41,341 executive movements have been recorded in the last 12 months. Learn more about Banking.

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Through the switchboard, call Standard Chartered India at +91 226... and ask for Bharathwaj Ramarathnam.

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