Jose Carvalho – Biography

Last update: March 1, 2026

Executive profile

Jose was Executive Vice President and General Manager, Global Commercial Services, International at American Express, and Head of Marketing and Sales, Cards and Payments at Lloyds Banking Group. Jose Carvalho joined HSBC in 2023.

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Education

Jose Carvalho has a Master of Business Administration in Marketing, Strategy and Finance from Northwestern University - Kellogg School of Management and a Leadership Program from Ashridge Executive Education, Hult International Business School.

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