Ralph Andretta – Biography

Last update: February 12, 2026

Executive profile

Ralph was Managing Director, Head of US Cards at Citi, and Global Affinity Products and International Card Executive at Bank of America. Ralph Andretta joined Bread Financial in 2020.

Ralph Andretta is currently

Director, President and Chief Executive Officer at Bread Financial - View - Bread Financial org chart



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Education

Ralph Andretta has a Bachelor in Accounting and Finance from Siena College.

They have also studied at Siena College :

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The colleagues of Ralph Andretta

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  • In the Financial Services industry, Ralph Andretta has 59,529 colleagues in 4,102 companies located in 107 countries. 28,706 executive movements have been recorded in the last 12 months. Learn more about Financial Services.

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Through the switchboard, call Bread Financial at +1 214... and ask for Ralph Andretta.

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